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Five%. VA loans and USDA loans generally need a score of 620, but borrowers with lower scores may qualify if they've got reduced financial debt-to-revenue ratios and significant personal savings. Ways to get a mortgage loan: step-by-step guideThe initially-time homebuyer's guideHow to select a home loan lenderMortgage closing expenditures described https://johny345jfc3.wikidirective.com/user

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