Quality EFT's exist out there; you just have to do your homework before investing. A small percentage of account holders may have a precious metals or gold mutual fund option. If a rollover is agreed upon then proprietor is obligated to convert the IRA to physical gold. https://galgbtqhistoryproject.org/wiki/index.php/A_Help_Guide_For_The_New_Easy_Setup_Self_Directed_Ira