Understand the medicare income limits 2026 with expert guidance from Federal Pension Advisors. Learn how income thresholds may affect Medicare premiums, IRMAA surcharges, and retirement budgeting. Our specialists help federal retirees plan smarter, reduce surprises, and protect long-term healthcare and retirement income. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge